What are Retirement Visas and Economic Solvency Programs?
Retirement and economic solvency programs offer appealing opportunities for people looking to expand their financial security while living a quiet and secure life abroad. To qualify for these programs, applicants must demonstrate a stable income sufficient to cover their living expenses, ensuring they can support themselves without becoming a financial burden on the host country. Several nations have created specific visa initiatives to draw in retirees and self-sufficient individuals by providing strategic advantages.
If you are looking to obtain a permanent residency visa via a pension or any other financial solvency, then these residency options are made for you!
Book A Consultation
What countries offer Retirement Visas or Economic Solvency Programs?
- Portugal
- Spain
- Greece
- Italy
- Malta
- Argentina
- Brazil
- Mexico
- Costa Rica
- Peru
- El Salvador
- Nicaragua
[show-map id=”15″]
Retirement Visas Benefits
Increase Visa-Free Travel.Relocate to your dream retirement destination.Reduce Your Tax BurdenThe opportunity to legally reduce taxes by becoming a tax resident in a low taxation jurisdiction.Economic & Political InsuranceEscape economic or political turmoil in your home country. A Second HomeAcquire a second home overseas.Greater Financial & Investment OptionsOpen yourself up to a whole new world of financial and investment options that include banking, real estate and business opportunities.Healthcare BenefitsAcquiring residency can provide you with access to world-class hospitals, clinics, and medical centres that may not have been available in your home country.Request More Info
Not sure how this fits your strategy?
A focused consultation to assess your objectives and shortlist the right options.
LGP European Retirement Visas
Lincoln Global Partners is an international immigration consultancy firm specializing in European retirement visas and economic means programs. We provide expert assistance for various European retirement visa programs and can guide our clients through the entire application process, ensuring a smooth transition to their new life in Europe.
Book A ConsultationD7 VisaPortugal D7 Passive Income Visa
The Portugal D7 Visa, also known as the Passive Income Visa, is designed for non-EU/EEA/Swiss citizens who wish to reside in Portugal and have a stable passive income. The D7 Visa offers a pathway to a high quality of life in Portugal, with its great weather, safety, and vibrant culture.Learn MoreRequest Brochure
Minimum income requirement:Applicants must show a minimum monthly income of €820.
Minimum stay in the country: 6 months consecutively in a year or 8 months non consecutive
Processing time:From 30-60 working days to analyze the visa.
Pathway to citizenship:Yes, after 5 years of legal residence under the condition to be approved in a Portuguese language test.
Spain NLV VisaSpain Non-Lucrative Visa
Thinking about getting a retirement visa in Spain? Look no further, the non-lucrative visa was created for foreigners to be able to reside in Spain without engaging in any work or professional activities. Applicants must demonstrate sufficient financial means to support themselves and any accompanying family members, typically calculated based on Spain’s Public Multiple Effects Income Indicator (IPREM). The visa is valid for 90 days, during which the holder must apply for a Foreigner Identity Card in Spain.Learn MoreRequest Brochure
Minimum income requirement:2,151.36 EUR per month or 25,816.32 EUR for the year, (Currently 400% of the IPREM* for the main applicant) and 537.84 EUR per month or 6,454.08 per year, (Currently 100% of the IPREM for each family member).
Minimum stay in the country:Applicants must have spent a minimum 6 months per year in Spain to renew permits.
Processing time:from 2-5 weeks
Pathway to citizenship:Yes, after 5 years of legal residency in Spain, one may be eligible to apply for Permanent Residence, and after 10 years of legal residency, one should be able to apply for the Spanish Citizenship. Please note that the possibility to apply for the citizenship is conditional on the Spanish language and history test.
FIP VisaGreece FIP Visa Financially Independent Person
The Greece Financially Independent Persons (FIP) Visa was made for non-EU citizens who can prove financial solvency to support themselves without working in Greece.Learn MoreRequest Brochure
Minimum income requirement:Applicants must show a minimum monthly income of €2,000.
Minimum stay in the country:There is no minimum stay requirement.
Processing time:From 2-3 months.
Pathway to citizenship:Yes, after 7 years of legal residency. Also, this visa allows for a 2 year residence permit, renewable every 3 years and after 5 years of legal residency, one should be able to apply to become a permanent resident.
Italy ER VisaItaly Elective Residency
The Italy Elective Residence Visa allows individuals to live in Italy without working. Applicants must show proof of sufficient and stable income from sources like pensions, annuities, or investments. Essential documents include a completed application form, a valid passport, financial proof, property lease or deed in Italy, and a statement of intent. The visa also covers dependent family members.Learn MoreRequest Brochure
Minimum income requirement:At least €31,200 on the past 12 months.
Minimum stay in the country:At least 6 months in a year.
Processing time:From 1-2 months.
Pathway to citizenship:Yes, after 10 years of legal residency. One can also acquire a permanent residency permit after 5 years of legal residency.
Malta Retirement Visa ProgramMalta Retirement Visa
The Malta Retirement Program (MRP) offers an attractive option for retirees seeking a sunny, relaxed lifestyle. Applicants must be at least 55 years old and cannot be employees, though non-executive roles are allowed. The program provides a 5 year renewable residence permit, making Malta a desirable destination for retirees worldwide.Learn MoreRequest Brochure
Minimum income requirement:At least €12,700 or €9,600 from a pension, at least Є220,000 from a purchased property located in Malta or by renting a property in Malta from at least Є8,750.
Minimum stay in the country:One must not spend less than 90 days in a year or more than 6 months outside Malta.
Processing time:Around 3 months.
Pathway to citizenship:Yes, after 5 years of legal residence. To obtain citizenship, one must first become a permanent resident.
LGP Latin America Retirement Visas
Lincoln Global Partners is an international immigration consultancy firm specialising in citizenship & residency by investment programs across the globe.
Book A ConsultationRentista VisaArgentina Rentista Visa
The Argentina Rentista visa is a type of visa that allows individuals to reside in the country by providing a stable passive income or financial means. This visa is often sought by retirees or individuals with income streams, such as investments or pensions.Learn MoreRequest Brochure
Minimum income requirement:The Argentina Rentista visa offers the opportunity to individuals who can prove a minimum monthly income of ARS $1,014,000 ,(approximately U$ 1,000).
Minimum stay in the country:At least 6 months per year in the country.
Processing time:Around 30-90 days.
Pathway to citizenship:Yes, after 2 years of legal residency. The residency has a validity period of 1 year, renewable up to 3 years, leading to Permanent Residency. Once acquired the Argentinian Passport, you’ll be able to relocate to any other Mercosur country.
Brazil Retirement VisaBrazil Retirement Visa
The Retirement visa is normally granted to retired foreign citizens wishing to live in Brazil, provided that they are already receiving their pension and legally allowed to transfer a regular monthly income in a foreign currency, including their pension to Brazil.Learn MoreRequest Brochure
Minimum income requirement:At least USD 2,000,00.
Minimum stay in the country:No minimum residency requirement at the temporary residence visa stage.
Processing time:Around 2-3 months
Pathway to citizenship:Yes, after 4 years of legal residency.
Economic SolvencyMexico Economic Solvency Program
The Mexico Economic Solvency Program was created for those who are retirees or individuals with independent means. Applicants must demonstrate sufficient financial resources, either through monthly income or substantial savings to support themselves during their stay.Learn MoreRequest Brochure
Minimum income requirement:At least $73,215,00 for the past year or at least $4,39,00 per month through employment or pension for the past 6 months.
Minimum stay in the country:No physical residence required.
Processing time:Around 10 working days.
Pathway to citizenship:Yes, after 5 years of legal residency under the condition to pass a Spanish language and history test.
Costa Rica Rentista and Pensionado VisaCosta Rica Rentista and Pensionado Visa
The Costa Rica Rentista and Pensionado Visas are designed for individuals looking to retire or reside in Costa Rica. Applicants must provide several documents, including proof of pension or other types of passive income. Family members, including spouses and dependent children, can accompany the visa holder. Rentista VisaPensionado Visa
Minimum income requirement:At least USD 1,000,00 monthly for the Pensionado Visa and USD 2,500,00 for the rentista visa.
Minimum stay in the country:4 months per year
Processing time:Between 1-2 months
Pathway to citizenship:Yes, after 7 years of legal residency.
Retirement VisaPeru Retirement Visa
The Peru Retirement Visa is designed for individuals who can demonstrate a stable passive income without the need to work. To qualify, applicants must provide proof of a monthly income of at least USD 1,000 in funds, which can come from investments, pensions, or other steady sources. The program is attractive for retirees who are seeking to enjoy Peru's rich culture, diverse landscapes, and affordable cost of living.Learn MoreRequest Brochure
Minimum income requirement:At least US$ 1,000 monthly
Minimum stay in the country:6 months per year
Processing time:Around 30 working days.
Pathway to citizenship:Yes, after 2 years of legal residency.
El Salvador Rentista and Pensionado VisaEl Salvador Retirement Visa
The El Salvador Retirement Visa allows retirees who to relocate to El Salvador based on their monthly passive income. This visa offers an accessible pathway for retirees seeking a peaceful lifestyle in Central America. Learn MoreRequest Brochure
Minimum income requirement:For the rentista visa applicants need $1,460 per month and for the pensionado visa applicants need $1,095 monthly.
Minimum stay in the country:At least 8 months per year, no more than 90 days outside the country consecutively.
Processing time:Around 7 working days.
Pathway to citizenship:Yes, after 5 years of legal residency.
Nicaragua Rentista and Pensionado VisasNicaragua Rentista and Retirement Visas
Nicaragua offers two types of independent means visas: the Rentista and Retirement Visas (Pensionista). Both visas require applicants to demonstrate a monthly passive income. Nicaragua is a great destination because of its beautiful beaches, low cost of living, and favourable tax rates.Learn MoreRequest Brochure
Minimum income requirement:The Pensionado visa: $600 per month and the Rentista visa: $750 monthly.
Minimum stay in the country:6 months per year for permanent residency
Processing time:Around 3-6 months
Pathway to citizenship:Yes, after 4 years of legal residency.
Global Residency SolutionsInterested in a Complimentary Consultation with one of our specialist consultants?
Latin America Residency SpecialistGeorgea Rios
Georgea Rios is a Brazilian national, based in Vienna. Georgea is our Latin America Residency Specialist. Georgea assists our clients in acquiring Nomad, Retirement & Economic Solvency Visas throughout the continent.Book A Consultation
European Residency SpecialistCecilia Weber
Cecilia Weber is a Brazilian national, based in Lisbon, Portugal. She is our Portuguese Residency Specialist with a deep expertise in visa programs across Portugal and other European countries. Cecilia has a particular focus on digital nomad and passive income visas. Book A ConsultationNews from the Investment Migration IndustryIndustry News
20JulArgentina Citizenship by Investment: Status Tracker
Argentina Citizenship by Investment: Status Tracker 2026 Programme status: Not yet officially launched - in regulatory development Expected launch: Q4 2026 Last updated: July 20th, 2026 Argentina is preparing to launch a Citizenship by Investment (CIP) programme, and early indications suggest it could become one of the most significant launches in the investment migration industry...Read more4MayPortugal New Nationality Law 2026 Approved: Here’s What You Need to Know
Portugal’s President António José Seguro signed the country’s revised Nationality Law on May 3, 2026, ending months of political uncertainty around one of the most significant overhauls of Portuguese citizenship rules in decades. The law will enter into force within five working days of its publication in the Diário da República, which is expected imminently....Read more18AprParaguay Just Launched Its Golden Visa. Here’s What It Means.
Paraguay now has a Golden Visa. A real one. On 17 April 2026, the Paraguayan Government officially launched The Paraguay Investor Pass — a new investment-based pathway to immediate permanent residency. No temporary visa. No company formation. No job creation. Invest $150,000 to $200,000 in real estate, securities, or tourism. Visit once every three years....Read moreFrequently Asked QuestionsRetirement Visa Frequently Asked Questions
What are retirement and economic solvency programs?Retirement and economic solvency programs are visa initiatives designed to allow individuals with stable income streams to reside in a foreign country without becoming a financial burden on the host nation. These programs typically cater to retirees and self-sufficient individuals.
What are the common eligibility requirements for these programs?Common requirements include proof of a stable income, a valid passport, health insurance, a clean criminal record, and in some cases, proof of accommodation in the host country.
What types of income are generally accepted to qualify for these programs?Accepted income sources often include pensions, investments, annuities, rental income, and other passive income streams.
Do these programs typically require a minimum stay in the host country?Yes, many programs require applicants to spend a minimum amount of time in the host country each year to maintain their residency status.
Are there pathways to citizenship through these programs?Yes, many of these programs offer a pathway to permanent residency and eventually citizenship, usually after a specified number of years of legal residency and meeting additional criteria such as language proficiency tests.
How long does the application process typically take for these programs?Processing times can vary widely but typically range from a few weeks to several months, depending on the specific program and country.
Can family members be included in the application?Yes, many programs allow for the inclusion of dependent family members, though additional financial requirements may apply.
